{"id":15105,"date":"2025-05-23T09:08:08","date_gmt":"2025-05-23T07:08:08","guid":{"rendered":"https:\/\/trustrc.com\/?p=15105"},"modified":"2025-05-23T09:08:08","modified_gmt":"2025-05-23T07:08:08","slug":"france-fire-insurance-tax-increase","status":"publish","type":"post","link":"https:\/\/trustrc.com\/en\/france-fire-insurance-tax-increase\/","title":{"rendered":"France: Fire Insurance Tax Increase"},"content":{"rendered":"

The French government, in its latest Finance Act 2025 <\/strong>(Law no. 2025-127 of February 14, 2025 and Decree no. 2025-135 of February 14, 2025), has decided to increase the insurance tax on fire cover from 7% to 12%.<\/p>\n

This concerns property permanently and exclusively assigned to professional use, with the exception of the following risks, which are maintained at 7%:<\/p>\n

– agricultural risks (we are talking about agriculture, not agri-food)<\/span><\/strong><\/p>\n

– local authority administrative buildings<\/span><\/strong><\/p>\n

The other categories of assets remain unchanged.<\/p>\n

Insurance tax on fire-related business interruption coverage also rises to 12%, except for agricultural activities, where it remains at 7%.<\/p>\n

These provisions will apply from July 1, 2025 for contracts with a principal expiry date on or after this date.<\/strong><\/span><\/p>\n

It should be pointed out that this tax increase will not lead to a 5% rise in property insurance premiums. In fact, since fire insurance premiums account for between 40% and 60% of the total premium, the final impact will be in the region of 2% to 3% on the total premium, all taxes included.<\/p>\n

Read the article here<\/a>.<\/p>\n

If you have any questions, please contact us at any time: info@trustrc.com<\/p>\n<\/div>

<\/span><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":764,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[89],"tags":[],"class_list":["post-15105","post","type-post","status-publish","format-standard","hentry","category-news"],"yoast_head":"\nFrance: Fire Insurance Tax Increase - Trust Risk Control<\/title>\n<meta name=\"description\" content=\"We would like to inform you about important changes in the pricing of property and business interruption insurance in the Indian market, applicable to policies effective from January 1, 2025.Following the announcement of "de-tariffing" from April 1, 2024, prices dropped temporarily, but it has become evident that this strategy is not sustainable in the long run. 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